Avoid the Royal Bank of Canada

I knew something would burst my happy bubble. And now, instead of concentrating on an assignment due today, I am full of wrath. I'm so incredibly frustrated that I want to tear my hair out, or throw large objects through windows (would settle for the idiots in charge of the Royal Bank).

I'm furious.

It's bad enough that I'm in debt up to my eyeballs, and have a tiny, tiny little income. But having to deal with such incompetence on a regular basis has me desperately wishing I could plummet Royal Bank into bankruptcy. Across the board, I have delt with nothing but useless, ineffective service where they can't even process a loan payment made over a month and a half ago! It's not just one screw-up -- it's nothing but screw-ups. I don't think they've processed anything properly more than once or twice.

Aside from the complete raping I received from my Canada student loan (someone screwed up and without any notice, I found myself in the hands of a credit agency -- the bastards didn't even send me a fucking letter to let me know something was amiss), things have gone to hell with my Ontario student loan as well. I received a "Formal Demand" that says the following:

"We are writing regarding your indebtedness under the above program and refer to our previous letters in which we informed you that your payments were overdue. As you have not responded to our requests to make payments to bring your loan up to date, we are obliged to declare that your total debt is now due and payable as of the date of this letter."

Etc. Etc.

Not only have I paid these stupid pricks ages ago, but I've even paid them since! The worst part is that I can't apply for loan reductions (due to sad and pathetic income) until this is all straightened out.

I feel the need to punish.
Vengeance. Retribution.

Unfortunately, I have to settle for lame-ass blog entry which has probably bored you all to tears now.
My apologies.